CalcuPK

Fixed Deposit / Savings Profit Calculator Pakistan

Pakistan-focusedFormula explainedRates reviewedVerify before filing

Project the maturity value and profit on a fixed deposit or savings account in Pakistan, after withholding tax — with compound interest.

Last updated: 1 July 2025

PKR
%
yrs
Filer status (affects withholding tax)

Maturity & profit

Maturity amount (after tax)PKR 1,102,047
Net profitPKR 102,047
Gross profitPKR 120,055
Withholding taxPKR 18,008
Monthly equivalent profitPKR 8,504

Your inputs are calculated in your browser and are not stored by CalcuPK.

Maturity composition

Principal
PKR 1,000,000
Net profit
PKR 102,047
Withholding tax
PKR 18,008
ItemAmount
PrincipalPKR 1,000,000
Gross profitPKR 120,055
Less withholding tax– PKR 18,008
Net maturityPKR 1,102,047

How to use this calculator

  1. 1Enter your principal and the bank's annual profit rate.
  2. 2Set the tenure in years and the compounding frequency.
  3. 3Choose filer or non-filer to apply the right withholding tax.
  4. 4Review your net profit and maturity amount.

Formula & how it works

Compound interest:

A = P × (1 + r/n)n·t

  • Gross profit = A − P
  • Tax = gross profit × withholding rate
  • Net maturity = P + (gross profit − tax)

Fixed Deposit Profit Calculator Pakistan

Thinking of locking your savings into a fixed deposit or term account? This calculator shows what you'll actually receive at maturity after withholding tax, using compound interest. Compare different tenures and compounding frequencies to make the most of your savings.

Notice how being a filer increases your net return — non-filers face a higher withholding rate on profit. See the difference in our Filer vs Non-Filer Calculator.

Frequently asked questions

Using compound interest: A = P × (1 + r/n)^(n×t), where P is principal, r is the annual rate, n is compounding periods per year, and t is years. Profit = A − P, then withholding tax is deducted.